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Money-Saving Tips For Holiday Gifts

Gift giving does not have to break the bank this year.  Here are my 5 tips that will help you save money on gifts this holiday season.

  • Create a gift budget.  Figure out the total you can afford, then calculate the dollar amount for each person.
  • Pare down your gift-giving list.  Consider only doing stocking stuffers or only buying for kids.
  • Shop early in the year.  Take advantage of sales and specials throughout the year.
  • Make your own gifts.  Use your artistic skills to create personalized gifts.
  • Open a holiday savings account.  Make regular, automatic deposits with each paycheck to easily save for the holidays.

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