Benefits of Checking Account

Everyone has heard the phrase “checking account” and knows that you go to a bank or credit union to set up an account to put your money in there. But what are the actual benefits of a checking account at Fort Worth Community Credit Union?

Online Convenience: The internet in the last decade has made everything so much more convenient! You can check your account balance, make transfers, find statements, and pay bills online, right in the comfort of your own home. No more stamps, envelopes, or late payments received through mail.

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Mobile App: No need to drive around aimlessly trying to figure out where the closest ATMs are anymore. You can locate multiple nearby ATMs by simply using the mobile app for the credit union. You also have the same features that are available online; check your account balance, make transfers, pay bills and even deposit checks. (Ladies this is what I call convenience!) 

Alerts: There are a few ways you can receive alerts or notifications about your account — email and text are the most convenient, I think. Most of us have smartphones now, which means we can receive our alerts or notifications through our phone. This also helps the environment because we can Go Green and opt-out of receiving traditional paper statements. How cool is that?

Secure: Some people still prefer to stash away their cash, but that’s not very safe. You wouldn’t want to walk around and show people how much cash you carry in your wallet. With a checking account, you’re using your cash through a debit card. If you ever lost it, you can just report your card lost to the friendly folks at the credit union and they’ll stop all transactions from that card; that way your money will be secure.

Having the convenience of managing your finances at home and the assurance that your money is in safe hands is worth the few minutes it takes to open an account.

Savings Tip: Opening a Care(free) Checking account with FTWCCU is also budget-friendly. No monthly maintenance fees, a FREE MasterCard Debit Card and right now (through March 31st) you can get $125 — look for details at www.CareFreeChecking.org